Mortgage Net Branch, Mortgage Net Branching Company in US, Citizens Financial Mortgage.

Join the "Fastest Growing
Mortgage Company in America"

Citizens Financial Mortgage Inc. would like to welcome you and thank you for giving us an opportunity to win both your confidence and your business. We are dedicated to providing a strong and efficient support and operations platform upon which you may build a thriving and successful mortgage business.

One of the keys to the success and stability of Citizens Financial Mortgage Inc. is the kind of commitment to quality control, compliance and ethical lending practices that are in accordance with the highest of industry standards.

Net Branching in the Mortgage Industry is not a new concept. It's results can be seen in the dramatic increase in the number of new mortgage branch services opening each and every day. The reason is simple: Net Branches allow Mortgage Lenders to expand their companies with minimal risk and expenses. At the same time, in good business spirit, the Branch Manager oversees the Branch and keeps 100% of the profit after costs.

The Branch is guided and given direction through the Corporate Headquarters of Citizens Financial Mortgage Inc. The Corporate Office establishes investor relations with correspondent and wholesale Lenders and executes the appropriate contracts while the Branch has the ability to Lend for either price or product.

We at Citizens Financial Mortgage Inc. give you the opportunity to expand into new markets throughout the country by being able to conduct business in a multitude of states and giving you the opportunity to shift gears in less saturated markets.

CITIZENS FINANCIAL MORTGAGE INC. offers all serious Loan Originators what they seek in a Mortgage Company :

Benefits of becoming a Citizens Financial Mortgage Inc. Net Branch: Close more Loans per month and Increase Revenues; Paper work completed within 24 hours from receipt of reference checks, employment documents, background check and branch licenses; 100% Commissions; Just $ 295 per loan.; Everything can be managed online; Work in multiple states; State of the art exclusive LOS; Free Custom Tailored Website; Free Email accounts; Loan Processing Services; Compliance and Licensing Assistance; Continuing Education Assistance; Lead Generation Service; No start up costs (Except certain state branch licensing fees & two months corporate operating reserves); HR Benefits (Health Insurance plan and 401K's); Availability to fund through correspondent lending (YSP not needed to be declared on the HUD1); Lower pricing available to make you more competitive; 24/7 Dedicated teams around the world to service all your needs

As the mortgage industry is constantly changing, with increased competition leading to decreased profits, more companies are seeking alternate ways to stay afloat. CFM allows you to Make More by expanding your marketplace nationwide and Spend Less by offering Net Branching opportunities with some of the lowest fees in the industry.

HERE'S AN EXAMPLE BASED ON A $400,000 LOAN
1.	Origination Fee	$ 2,000.00 (1/2 point)	with CITIZENS FINANCIAL MORTGAGE the Branch retains $10,200.00
2.	Processing Fee	$ 495.00
3.	Yield Spread	$ 8,000.00 (2 points)
The Total Fees collected are $ 10,495.00

CITIZENS FINANCIAL MORTGAGE will only assess a transaction fee of $295.00, and you keep the rest.
That means on this particular loan you earned $10,200.00.
Please check out our prices versus the current pay structures of other Net Branches with charts on reverse side. CFM Advantages